Our branches will be closing early at 1pm on December 24th and will be closed on Wednesday, December 25th, in observance the Christmas Holiday.

Checking Accounts

TrailNorth offers a full range of checking accounts for members

Here are some of the great features that come with every TrailNorth Checking Account:

  • Online Banking
  • TrailNorth Mobile Banking App (iPhone, Android, mobile web, or text)
  • Online Bill Pay
  • Monthly Statements
  • Instant Issue VISA® Debit Card
  • Mobile Check Deposit
  • Direct Deposits of payroll, retirement, or any recurring check
  • Option of Overdraft Protection  

Freedom Checking & Freedom Student Checking 

Freedom Checking is just as it sounds; no monthly maintenance fees and no minimum balance. This is a non-interest-bearing account. The first box of checks are free.

Parent or Guardian is required to be a joint account owner for those under the age of 18.

Advantage Checking

Take advantage – earn interest every day and write up to 40 free checks per month with a $400 minimum average daily balance required. 

Prestige 50 Checking

A checking account specifically for members 50 and better who maintain a minimum average daily balance of $100. Earns interest and offers unlimited check-writing privileges.

OPEN AN ACCOUNT ONLINE

Checking Accounts
Account Minimum BalanceDividend RateAPY

Freedom & Freedom Student Checking(74)

No Minimum Balance

N/A N/A
Advantage (75) $100 to open, $400 ADB to earn dividends .07% .07%
Prestige 50 (76) $100 to open, $400 ADB to earn dividends .07% .07%

Current Rates: Effective July 29, 2015

Reorder Checks

If you have not previously ordered checks through our check vendor, Main Street, please contact us at 518-585-6725 and we will set you up in their system for future online reorders.

 Your Responsibility for Insufficient Funds and Overdrafts

 

 

Family riding bikes

Mobile
Banking

Easy, secure account access is right at your fingertips.

Learn More

Online
Bill Pay

Pay anyone online, from the phone company to your paperboy.

Sign Up

Join
TrailNorth

Enjoy the benefits of becoming a member.

Get Started

Vehicle
Loans

Get pre-approved before you start looking!

Apply Now

Home
Loans

Flexible financing options that work for you. We're here to help!  

Learn More

Financial
Checkup

Let our financial experts help get you into the best shape ever.

Get Started