CO-OP Shared Branching
TrailNorth’s participation in the CO-OP Shared Branch network means convenience when, where and how you want it.
New IDCheck Requirement for Out-of-State Shared Branch Visits.
If you’re planning to use a Shared Branch location outside your home state, there’s a quick new step you’ll need to take: verifying your identity through IDCheck. This is part of a new CO-OP? Shared Branch policy aimed at keeping your accounts safe and secure.
Here’s how it works:
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Scan the QR code in the branch or go to verify.coop.org.
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Type TrailNorth FCU from the search bar.
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Enter your member number and the last four digits of your Social Security number.
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Upload a photo of your ID.
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Take a quick selfie to confirm it's really you.
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Tip: Once you’re verified, future visits will be even faster.
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Show the one-time passcode (valid for 20 minutes) to the teller.
Why this matters:
If you’re not able to complete the IDCheck process, your out-of-state transaction could be delayed—or even denied. It’s all about protecting your account from fraud and unauthorized access.
Using a Military ID?
Good news—military IDs are exempt from this verification process. If you’re using one, you won’t be required to go through IDCheck for out-of-state transactions.
From coast to coast, you're welcome at branches and ATM's wherever you see the CO-OP logos. That covers a lot of territories - whether you're across town, or traveling far from home for business or pleasure. Your credit union membership means you can:
- Use nearly Nearly 30,000 surcharge-free ATM locations—that’s more than just about any bank, anywhere.
- Surcharge-free ATMs at convenient retail locations
- Visit over 5,000 convenient branch locations and more than 2,000 self-service locations covering all 50 states - simply have your credit union name, account number and a government ID and you'll have access to your accounts.
- Easily locate ATMs and branches through any of our locator tools - including the mobile app, internet, and phone. Just visit allCO-OP.org or call 1-888-748-3266
Find a shared branch or surcharge-free ATM right now at www.allco-op.org or call 1-888-748-3266.
